Gram Gold Simulator — If I Had Bought Gold Every Month
See the past result of buying gram gold with the same amount every month (cost averaging): total grams, current value, average cost and return.
Simulation Result
This tool answers "what if I had bought gold for a fixed amount every month?" You pick a monthly amount and a past start month; the tool buys at each month's gram gold price, then computes the accumulated grams and today's value in TL.
The result shows the total invested, accumulated grams, current value, average cost and nominal/annualized return. All figures are based on historical data, and past performance is not a guarantee of future results.
What Is Cost Averaging (DCA)?
Cost averaging means buying at regular intervals with a fixed amount. You buy fewer grams when the price is high and more when it is low, so your average cost is less exposed to volatility than a single lump-sum purchase. This tool shows how the method would have worked with real past prices.
Which Data Is Used?
The gram gold price series comes from the Turkish Central Bank (EVDS) official bullion gold (TL) data, reduced to monthly closes. Each month buys at that month's price, and the annualized return is computed with a money-weighted (IRR) method. The tool is descriptive and does not give buy or sell advice.