Inflation Protection Tool
Build an asset allocation and see how that mix performed against inflation in real terms in the past.
Weight total: 100% (auto-normalized)
Past outcome of the mix
Buy-and-hold end-of-period real return; assumes no rebalancing. Based on past data, not a forecast.
This tool is for information only and is not investment advice. Past performance is no guarantee of the future; real return is computed against CPI and excludes taxes, transaction costs and FX spreads.
The most common question in Turkey: how to protect savings against inflation? This tool lets you weight a mix of gold, dollar, euro and TRY deposits, and computes the real return of that allocation against CPI over the period you choose.
Results are based on past data and are descriptive: not a recommendation or a forecast. Real return is the nominal return stripped of inflation; it shows the change in your actual purchasing power.
How does it work?
You assign a percentage weight to each asset (the total is auto-normalized), then choose the amount and period. The tool takes each asset's return over that period, blends it by the weights, and adjusts for inflation to find the real return. It is a simple buy-and-hold computation that assumes no rebalancing.
Why does real return matter?
A nominal return may look high, but if inflation is higher your purchasing power has actually fallen. Real return measures this gap: positive means your savings beat inflation, negative means you lost real value. This tool always highlights the real result.
Limits and caveats
The computation looks back and does not predict the future; past performance may not repeat. Rebalancing, taxes, transaction costs and FX spreads are not included. Data may be shorter for periods near the roughly two-year limit. Results describe an asset mix; they do not offer a recommendation.